Corporate Information

Towerbank International Inc. has over 50 years of history and experience in providing corporate and personal banking services in Panama and Latin America.

Board of Directors

Benjamín Méndez Kardonski

Director / President

Jaime Mora

Director / Secretary

Mónica Vial

Director / Vicepresident

José Campa

Director/ General Manager

Aracely Vergara de Cerezo

Director

Fred Kardonski

Director / Treasurer

Nicholas Psychoyos

Director

Claudio Fiorillo

Director

Sandra K. Mendez

Director / Treasurer

Aquiles Martínez Rodríguez

Deputy Director

Management Team

Executive Vice President:

José Campa

General Manager

Vice Presidents:

Mónica Vial

Senior Corporate Banking

Vidza Becerra

Compliance

Mariann Villamizar

Technology

Gabriel Campa

Head of Digital Assets

Jacqueline Marquis

Human Resources and Administration

Juan Carlos Reyes

Personal Banking and Global Payments

Everardo Gutierrez

Corporate Banking Panama and Zona Libre

René Hugues

Audit

Federico Parker

Business

Giuseppina Buglione Cassino

Credit

Maria Anna Buglione Cassino

Operations

Assistant Vice Presidents:

Alex Corrales

Controllership

Adriana Peña

Private Banking

Luis Delegado

Risk

Carlos Ramírez

Marketing

Alicia Sanchez

Branches

Managers:

Jen-Ai Lopez

Administration

Erika Rodriguez

Corporate Banking Panama

Sagel de Reyes Tabernacle

Private Banking

Jacqueline Guevara

Strategic Purpose Management and Portfolio

Alys Arauz

Corporate Banking

Anel Ortega

Compliance

Ana Lorena Vergara

Corporate Banking

Vielka Casal de Goncalvez

Senior Credit Management

Gerardo Rodriguez

Information Security

Crystel Ayala

Costa del Este Branch

Michelle Ostler

Banking Correspondence Relations

Andres Sue

Data and Analytics

Lila Alvarado

Senior Branch

Alberto Cabredo

Legal Advice and Corporate Governance

Alexis Suarez

Product Manager

Milena Saldaña

San Francisco Branch

Yurgen Espinosa

Investments

Marcos Guevara

El Dorado Branch

Edgar Pineda

Business Applications and Support

Jaime Hidalgo

Cloud Support

Jiliam Ureña

Product

Rafael Gruber

Asset Security

Subsidiary Companies

Corporate Governance

Corporate Governance Manual

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Code of Conduct and Ethics

View file

Useful Documents

Privacy Notice

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Personal Data Protection Policy

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Terms and Conditions

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General Business Agreement

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Towerbank International, Inc. and Subsidiaries

Risk Ratings

Afirma

Risk Rating

Long Term

A.pa

Outlook

Stable

Document

View file

Afirma

Risk Rating

Long Term

A-(pan)

Outlook

Stable

Document

View file

Financial Statements

Company

Towerbank International, Inc. and Subsidiaries

Financial Statements

Consolidated

Year

2018 - 2023

Archives

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Tower Corporation and Subsidiary

Financial Statements

Company

Tower Corporation and Subsidiary

Financial Statements

Consolidated

Year

2018 - 2023

Archives

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Towerbank LTD

Financial Statements

Company

Towerbank LTD

Financial Statements

Consolidated

Year

2021 - 2023

Archives

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Pillar 3 Disclosure Reports

Pillar 3 Disclosure Report Towerbank LTD 2022

View file

Pillar 3 Disclosure Report Towerbank LTD 2021

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Pillar 3 Disclosure Report Towerbank LTD 2023

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